Vincintoire Limited - is rceruiting for a Microfinance Bank located in Lagos State is recruiting suitably qualified candidates to fill the position below:
Job Title: Head Credit
Location: Lagos
Job Description
- Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
- Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
- Conducting credit search from an approved Credit Bureau for facilities .
- Booking of loans in line with approved terms and conditions.
- Proper documentation and updating of the loan files.
- Follow up and monitoring of disbursed loans to ensure timely repayment.
- Recovery of delinquent loans and advances.
- New products development and review of existing ones.
- Develop, review and update the bank’s credit policies.
- Organize in house training for the staff
- Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required
- Preparing weekly and monthly Portfolio AT Risk (PAR) with a summary of loan loss provision
Requirements
- 2-5 years experience in a similar role
- Bachelor's degree in Business Administration, Accounting or related fields.
- Masters, Microfinance Certification is an added advantage.
- Ability to use bankone core banking software is an advantage.
- Ideal candidate should be goal oriented, smart, intelligent, creative and hardworking.
Application Closing Date
26th February, 2020.
How to Apply
Interested and qualified candidates should send their CV to: absolutehr969@gmail.com clearly indicating the "Job Title" as subject of your mail.
Note: Only shortlisted candidates will be contacted.
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